Payment system Question

Hello is there a payment protocol we can use that allows payment into the block chain of the top 5 cryptos? It would need to immediately swap to gobtc or algo whatever needs to happen but overall be frictionless for the user, an accept some stablecoins, top 5 coins, and also accept many wallet types.
It would need to be able to used as a website plugin easily and also as a terminal to scan.

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